Effective May 1, 2011
The following fees may be assessed against your account
and the following transaction limitations, if any, applied
to your account.
| Credit Union Membership |
| Membership Fee |
$25.00 par value |
| New Membership Fee |
$5.00 |
| Share Accounts Fees |
| Share Account Telephone Inquiry |
$2.00 per call |
| Share Account Excessive Withdrawal Fee |
$1.00 per withdrawal after six (6) withdrawals per month |
| Regular Share Savings Closed Account Fee |
$15.00 if less than ninety (90) days old |
| IRA Share Account Initial Fee |
$5.00 |
| IRA Share Account Maintenance Fee |
$30.00 annually |
| IRA Share Account Withdrawal/Termination Fee |
$10.00 Assessed each time that a withdrawal is made (including a withdrawal that closes the IRA) |
| Share Draft Accounts Fees |
| NSF Fee |
$25.00 per item |
| Stop Payment Fee |
$25.00 per item |
| Share Draft Copy Fee |
$3.00 per item |
| Share Draft Account Telephone Inquiry |
$2.00 per call |
| Share Draft Overdraft Transfer Fee |
$3.00 per transfer |
| Replacement Debit Card (lost or stolen) |
$12.00 per card |
| Reissue Pin |
$6.00 per pin |
| Other Service Fee (applicable to all accounts) |
| Account Research Fee |
$30.00 per hour |
| Statement Copy Fee |
$2.00 per page |
| Interim Statement Fee |
$2.00 per page |
| Document Copy Fee |
$1.00 per page |
| One time ACH Origination Transfer Fee |
$5.00 per transfer |
| Western Union Fee |
$25.00 per transfer |
| Wire Transfer Fee (incoming) |
$5.00 per transfer |
| Wire Transfer Fee (outgoing) |
$22.00 per transfer |
| International Wire Transfer Fee |
$30.00 minimum |
| Deposited Item Return Fee |
$25.00 per item |
| Items Presented or Sent for Collection Fee |
$20.00 minimum |
| Telephone Transfer Fee |
$2.00 per transfer |
| Internet Transfer Fee |
No Cost |
| Legal Process Fee |
$5.00 per item |
| Returned Mail Fee |
$3.00 per item |
| Temporary Check Fee |
$4.00 per page (4 to a page) |
| Corporate Check Fee |
$1.00 per check |
| Fax Service Fee |
$1.00 per page |
| Inactive Account Fee |
$5.00 per quarter after one (1) year |
| Notary Public Services |
No Cost |
| Master Card Payment Fee |
$2.00 per payment |
| Gift Card Purchase |
$3.99 per card |
| EFT Fees |
| NSF Fee |
$25.00 per item |
| ATM Withdrawal |
$1.25 per each ATM withdrawal not owned by KCFCU |
Notice to Membership
The rates and fees appearing in this Schedule are accurate and effective for accounts as of the Last Dividend Declaration Date indicated on this Truth-In-Savings Disclosure. If you have any questions or require current rate and fee information on your accounts, please call the Credit Union.
To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all Financial Institutions to obtain, verify and record information that identifies each person who opens an account.
What this means to you: When you open an account, we will ask your name, address, date of birth, and other information that will allow us to identify you. We will also ask to see your Driver’s License and/or other identifying information. |
