| FACTS |
WHAT DOES Kingsville Community Federal Credit Union (KCFCU) DO WITH YOUR PERSONAL INFORMATION? |
| Why? |
Financia! companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal iaw also requires us to tell you l how we collect, share, and protect your personal information. Piease read this notice carefully to
understand what we do.
|
| What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social security number and income
- Account balances and payment History
- Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
|
| How? |
All financial companies need to share customers member's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers member's personal information; the reasons Kingsville Community FCU chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information |
Does Kingsville Community Federal Credit Unionshare?
|
Can you limit this sharing? |
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
YES |
NO |
For our marketing purposes — to offer our products and services to you |
YES |
NO |
| For joint marketing with other financial companies |
YES |
NO |
For our affiliates’ everyday business purposes — information about your transactions and experiences |
NO |
WE DON'T SHARE |
For our affiliates; everyday business purposes — information about your creditworthiness |
NO |
|
| For nonaffiliates to market to you |
YES |
YES |
| |
|
|
| QUESTIONS |
Call 361-595-5538 or go to www.kingsvillefcu.org |
| WHO WE ARE |
| Who is providing this notice? |
Kingsville Community Federal Credit Union
605 E Caesar Ave Kingsville, Texas 78363-6323
|
| WHAT DO WE DO |
| How does Kingsville Community FCU Protec my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
How does Kingsville Community FCU collect my personal information? |
We collect your personal information, for Example, when you
- Open an account or deposit money into an account
- Pay your bills or apply for a loan
- use credit or debit card
We also collect your personal information from others, such as credit
bureaus or other firm. |
| Why can’t I limit all sharing? |
Federal law gives you the right to limit only
- Sharing for affiliates’ everyday business purposes—information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. |
| Definitions |
Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies
- Kingsville Community Federal Credit Union has no affiliates.
|
| Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies
- We disclose to non-affiliated firms only for our everyday business purpose, to process transactions, maintain accounts, respond to court orders and legal inquiries, or report to credit bureaus.
|
| Joint Marketing |
A formal agreement between non affiliated financial companies that together market financial products or services to you.
- Our joint marketing partners include insurance and financial
planning firms.
|
| Other Important Information |
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